Terms & Conditions

Reclaim MVA Law Firm (“Reclaim MVA,” “we,” “us,” or “our”)

1. Scope of These Terms

• 1.1 Application:
  These Terms govern your use of ReclaimMVA.com (the “Website”) and all related services, including case evaluations, legal resources, and communication tools (collectively, “Site Services”).
  • Clients: Individuals submitting MVA case details (e.g., accident reports, medical records).
  • Visitors: Users accessing blogs, settlement calculators, or other public resources.
• 1.2 Exclusions:
  Does not supersede engagement letters signed with Reclaim MVA. Conflicts are resolved in favor of engagement terms (Section 22).

2. Your Agreement

• 2.1 Acceptance:
  By using the Website, you agree to these Terms and our Privacy Policy.
  Binding Arbitration: By using the Website, you agree to resolve disputes via arbitration (Section 16), unless you opt out within 30 days (see Section 16.1).

3. Grant of Rights

• 3.1 Permitted Use:
  • Access publicly available areas to:
    • Learn about MVA legal services.
    • Submit case details via forms or live chat.
    • Download/print educational materials (e.g., “Steps After a Car Accident” guides).
  • Prohibited Use: Scraping data, reverse engineering, or commercial exploitation without written consent.

4. Ownership of Content

• 4.1 Website Content:
  All text, videos, logos, trademarks, and resources (e.g., “MVA Settlement Calculator”) are owned by Reclaim MVA or licensors.
  Exclusions: User-submitted content (e.g., accident photos).
• 4.2 Restrictions:
  No duplication, modification, or distribution of Website Content without written permission.

5. Submitted Content

• 5.1 Definition:
  Information you provide, including:
  • Accident photos/videos, witness statements, medical records.
  • Feedback on legal services or blog comments.
• 5.2 License to Reclaim MVA:
  You grant us perpetual, royalty-free rights to use Submitted Content for case management, marketing, or Website improvements.
• 5.3 Warranties:
  You confirm ownership/authority to share Submitted Content (e.g., not infringing third-party rights).
• 5.4 Removal Rights:
  We may remove content violating these Terms (e.g., falsified accident reports).

6. Code of Conduct

You agree not to:

• Use the Website for illegal purposes (e.g., fraudulent injury claims).
• Disrupt Site Services (e.g., spam bots overwhelming live chat).
• Hack or harvest data (e.g., scraping attorney contact details).
• Infringe intellectual property (e.g., copying blog posts without credit).

Violations: We may suspend access or delete accounts.

7. Third-Party Links

Links to DMV portals, insurance sites, or medical providers are for convenience only.
We disclaim responsibility for third-party content (e.g., accuracy of insurance claim forms).

8. Warranty Disclaimer

“As Is” Basis: We do not guarantee error-free operation or accuracy of legal resources (e.g., statute of limitations calculators).
No Liability for viruses/malware from downloaded materials (e.g., accident checklists).

9. Limitation of Liability

• Excluded Damages: We are not liable for indirect damages (e.g., lost wages due to Website downtime).
• Maximum Liability: $100 for claims arising from Site Services.

10. Indemnification

You agree to defend us against third-party claims from your Submitted Content or Terms violations (e.g., copyright infringement in uploaded photos).

11. Copyright Complaints

Report infringement via contact@reclaimmva.com. Include:

• Your contact details.
• Description of infringing material.
• Statement of good faith belief.

12. Monitoring & Enforcement

• We reserve the right to:
  • Monitor user activity (e.g., flag suspicious login attempts).
  • Remove content or terminate accounts for violations.

13. Modifications

Updated Terms take effect upon posting. Continued use constitutes acceptance.

14. Assignment

You may not transfer your rights under these Terms. We may assign rights to affiliates or successors.

15. Governing Law

Governed by Illinois law. Jurisdiction: Courts in Cook County, IL.

16. Legal Disputes: Arbitration

• 16.1 Mandatory Mediation/Arbitration:
  • Disputes resolved via mediation (minimum 2 hours) in Chicago, IL.
  • Unresolved disputes proceed to binding arbitration via JAMS/AAA.
  • Class Action Waiver: No class arbitrations or consolidated claims.
• 16.2 Opt-Out:
  Email contact@reclaimmva.com within 30 days of first Website use.

17. Claims Against Others

Resolve disputes with other users independently (e.g., disagreements in blog comments).

18. Translations

English versions control over translations. Legal proceedings conducted in English.

19. Survival Clauses

Sections 4 (Ownership), 5 (Submitted Content), 8–10 (Liability), 16 (Arbitration), and 22 (Engagement Letters) survive termination.

20. Contact Us

21. Additional Terms

Certain services (e.g., client portals) may have separate terms.

22. Relationship to Engagement Letters

Engagement terms supersede these Terms for active clients.

23. Complete Agreement

These Terms and the Privacy Policy constitute the full agreement.

Effective Date: 19/05/2025
Last Updated: 19/05/2025